What’s In Your Wallet?

Reasons Why Chase Sapphire Reserve Is The Best!!

This is my number 1 credit card – The Chase Sapphire Reserve Credit Card. The benefits are endless! I applied for it when it was offering 100,000 points after $4,000 spend in 3 months. The annual fee is $450/year but don’t let that fee be the deciding factor. This card gives you a $300 travel credit per year and $100 towards Global Entry application. You earn 3x the points for travel and dining and 1x point for everything else.

Do you hate sitting at the gate for your flight? This card give you access to the Priority Pass Lounges which is usually a $99/year membership fee. There is over 1000+ VIP lounges you can access and you can bring your travel partner with you at no extra charge. (Restrictions apply) Who doesn’t love free food and complimentary beverages and alcohol?

Trip Delay Insurance – when my flight got cancelled, I was reimbursed for all my expenses for hotel, food, etc. totaling $400.00. You can read about my experience here.

Car Rental Insurance – When I rent cars, I decline all insurances because this card acts as your primary insurance when you charge the rental onto this card. Included is also Road Side Assistance. This card saved me $315 when my rental car was broken into while traveling in Portugal. You can read about it here.

Chase Freedom Unlimited goes hand in hand with the Chase Sapphire Reserve. With the CSR you earn 3x on travel and dining. For all my other purchases, I use the Chase Freedom Unlimited to earn 1.5x points. Sign Up Bonus – Get $150 back when you spend $500+. When your points are credited at the end of your statements, you can combine the points!

Bonvoy Marriott Card

Ever since SPG & Marriott merged, the partners you can transfer your points to have covered a lot of partners that were missing from Chase. The Bonvoy card has an annual fee of $95 however you do earn 100,000 points when you spend $5,000 in the first 3 months. You earn 1 free night up to 35,000 points after your account anniversary, 6x points on participating Marriott Bonvoy hotels and 2x points on all other purchases.